How does scan and pay work?

Merchants need to show the QR code generated via Mswipe Merchant app to the customer, who can scan and pay the code using smartphone to make the payment.

How do you scan to pay?

Customers can use the QR code scan app to make payments. Mswipe QR code accepts payment from any mobile payment app or UPI App (GPay, PayTM, PhonePe, BharatPe etc.) that is used by the customer.

Accept payments with a QR code

Compatible with:

Use QR code payment for small value transactions

High quality payment
confirmation alerts
in both English, Hindi & Tamil

Wide range of
payment acceptance

mQR works best across
merchant categories such
as retail, restaurant, grocery,
salons and more.

Same day
Settlement

Get settlement on your QR code transactions

Collect Request
feature enabled

Merchants can request
payments from customers over
a dynamic QR, directly on their
smartphone from the Mswipe
QR App

Payment type

Relevant business

Cafe & Bakery
Laundry store
Wholesale shops
Salon
Restaurants
Petrol Station
Large business

NFC capable

Frequently asked questions

How does scan-to-pay work?

When the merchant scans the QR code, the transaction is processed via UPI and the amount gets deducted from the customer’s account and the merchant receives a settlement from the QR code provider.

How to scan and pay?

Merchants need to show the QR code generated via the Mswipe Merchant app to the customer, who can scan the code and pay using a smartphone to make the payment.

How do I scan a QR code and pay?

You can use the QR code scan app on your smartphone to make payments. Else, you as a customer can do payment from any mobile payment app or UPI App (GPay, PayTM, PhonePe, BharatPe etc.) on Mswipe QR code.

How do you use scan and pay?

How to pay by scanning the QR code?

Customers can use any UPI app to make QR code payments. Mswipe QR code accepts payment from all UPI Apps. Customer just needs to scan the QR code provided to you to be able to make the payment.

How to get a merchant QR code? How to create a QR code for payment?

If you wish to get a merchant QR code, just sign up for MQR. You can choose between a static QR code and a dynamic QR code. If you have selected a dynamic QR code option then you can set the transaction amount and when a customer scans the QR code, it displays the transaction amount to pay. The customer cannot change the amount in a dynamic QR code.

How does QR code payment work?

QR code is a two dimensional white and black pattern code which is encoded with information. In payments industry, the QR code contains merchant name, bank details, payment provider etc. Customer can scan this code and make payment directly to merchants bank account without hassles.

How do I set up a QR code payment?

You can easily generate a static or dynamic QR code using Mswipe Merchant app.

Can I pay with QR code?

Yes, you can pay with QR code which is one of the best contactless, safe and seamless payment modes today. Customers have to just scan the QR code to pay (scan to pay)

Is Scan to Pay transaction an alternative to conventional swipe/dip transaction at merchant outlets?

Scan to pay transaction can be considered as one of the digital payment methods which comes under the same umbrella like swipe/dip transaction at merchant outlets.

How does a merchant QR code work?

The customer scans the QR code generated by the merchant's application. This QR code incorporates transaction details. After scanning the code, the customer confirms the transaction and completes the payment. Merchant QR code can be used on the Merchant app on a smartphone or on Mswipe smart POS machine.

What are the benefits of using a merchant QR code?

Benefits of using a merchant QR code-

Easy settlements into the merchant's bank account.
Convenient for accepting contactless payments.
Payments are secure
QR codes are easy to create and there is less infrastructure involved