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Packed with powerful features

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Set expiry dates
You can set the expiry date of the payment link based on your requirement.
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Instant payment collection
Share payment links through SMS, email, WhatsApp, or chat using Mswipe merchant app or portal.
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Real time monitoring
Track payments, analyse transactions, and review settlement reports with a robust dashboard on the merchant app and portal.
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Wide payment options
Customers can pay using UPI, credit/debit cards or net banking ensuring convenience .
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No coding required
Use the service without needing technical expertise, no need for a website or app.

Sign up today to take advantage of our powerful features.

Benefits to merchants

Increased conversions

Increased conversions

Pay by Link improves the checkout experience, leading to higher conversion rates.

Boost sales

Boost sales

Seamlessly collect payments remotely at your convenience from any location, boosting sales.

Secure transactions

Secure transactions

Benefit from the security of Mswipe’s RBI-approved payment aggregator infrastructure.

Enhanced efficiency

Enhanced efficiency

Streamlined payment processes help businesses save time and reduce checkout drop-offs.

How it works?

1

Create payment link

Generate a payment link for your product or service directly via the Mswipe merchant app or portal by clicking on ‘Pay by Link’.

2

Share the link

Include the amount, attach the invoice and send the link through WhatsApp, SMS, email, chat, or any other platform.

3

Get paid instantly

Track payments and settlements in real time with our powerful dashboard, simplifying reconciliation and business management.

Ensuring compliance: our licenses & approvals

Payment Aggregator License
Received RBI license received in FY24 for merchant payments aggregation.
PPI License
Received in-principle approval in FY24: COA currently under process.
TPAP License
License approval in progress for direct UPI app publishing, enabling real time operations.
NBFC License
Successfully obtained in FY22 for lending activities and credit provision.

How can we help you today?

Mswipe’s Pay by Link allows merchants to conveniently send payment links to their customers directly from the merchant app or portal. These links can be shared via email, SMS, or WhatsApp. Customers can then make payments securely using UPI, cards, or net banking for the products or services they wish to purchase.


Mswipe Pay by Link is a simple and secure way for businesses to collect payments online. Here’s how it works:

  1. Create a Payment Link: Businesses can generate a payment link directly through the Mswipe merchant app or portal. You can set the amount or allow customers to pay any amount.
  2. Send the Link: Once the payment link is created, you can share it with your customer via SMS, email or WhatsApp.
  3. Customer Makes Payment: When the customer clicks the link, they are directed to a secure payment page where they can choose their preferred payment method (UPI, net banking, debit/credit cards, etc.).
  4. Transaction Confirmation: After the customer completes the payment, both merchant and the customer will receive a confirmation of the successful transaction.

This feature is ideal for businesses looking for a hassle-free way to accept payments remotely, whether it’s for online orders, service bookings, or other types of transactions.


Yes, Mswipe’s Pay by Link is highly secure. Mswipe is approved as a Payment Aggregator by RBI. It also holds PCI DSS and PPI certifications, ensuring compliance with industry-leading security standards. Payments are processed through secure channels, offering a safe and reliable experience for both merchants and customers.


Mswipe Pay by Link supports multiple payment methods, including:

  1. Credit and debit cards
  2. UPI (Unified Payments Interface)
  3. Net Banking

Yes, Mswipe Pay by Link is ideal for small businesses. It provides an efficient, secure, and cost-effective way to accept online payments without needing complex setups.

Transaction limits depend on the type of merchant and their Know Your Customer (KYC) verification status. Merchants with Full-KYC generally have higher transaction limits compared to those with Min-KYC.


Payment status can be tracked directly on the Mswipe merchant app and merchant portal.


Yes, Mswipe Pay by Link is available nationwide, empowering merchants across India to accept payments through secure, shareable links.

A wide range of businesses leverages Mswipe Pay by Link, including:

- Retail stores

- Hospitality and catering

- Automobile and servicing

- Tourism

- Service providers

- Small enterprises

Unlock seamless payments for your business.